Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Behavioral Finance An amusing and whimsical look at behavioral finance best practices for investors. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Buying Auto Insurance For Teen Drivers Tips on insuring your teen driver.