As the Managing Partner at KOHR Financial & Insurance Services, my primary responsibilities are maximizing the company's profits and acquiring new clients. I specialize in comprehensive and holistic financial planning to help clients reach their maximum financial potential. With over 25 years of experience in the financial services industry, I have honed my expertise and passion for guiding clients toward their financial goals.

I earned my MBA from Babson College and hold the Life Underwriter Training Council Fellow® (LUTCF®) designation from the American College. My motivation stems from the ability to help clients achieve their financial objectives, and I particularly enjoy meeting with clients to explore how I can assist them. My most significant value is a systematic personal finance and cash flow management approach.

Originally from Woodmere, NY, I now reside in Rancho Santa Margarita, CA, with my wife, Wendy, and our daughter, Alison. Outside of the office, I am actively involved with the Saddleback Sunrise Speakers Toastmasters Club, the Orange County Le Tip business owners group, and serve as the Tulane University Orange County Chapter Co-President. In my free time, I enjoy playing golf and tennis, working out regularly, walking in the neighborhood, and following my favorite sports teams.

As the Financial Advisor and Managing Partner at KOHR Financial & Insurance Services, I have dedicated my career to providing comprehensive financial planning, from insurance to investments. My journey in the financial services industry began in 1992, and since 1996, I've been primarily committed to KOHR Financial. Over these years, I've continually pursued more profound industry knowledge, focusing on analyzing financial products and strategies to enhance my problem-solving skills. This passion for learning helps me collaborate effectively with clients, tackling challenges and measuring success together.

I am deeply committed to helping my clients achieve financial equilibrium. I strive to educate them on complex financial services and insurance concepts, empowering them to make informed decisions confidently. My career journey and accomplishments are a testament to the difference dedication, passion, and commitment to helping others can make.

One of the aspects I most enjoy about my job is working with clients eager to address known and unknown financial challenges. This collaborative approach allows us to explore solutions that align with their goals.

Currently residing in Seal Beach, California, I hold a degree in Finance from California State University Long Beach and Dominguez Hills, which I earned in 1990. My love for the Southern California community is reflected in my charitable contributions and support for the Pediatric Cancer Research Foundation. Outside of work, I enjoy golfing, boating, biking, and spending time with family and friends. These activities provide a balance that enriches both my personal and professional life.

Angelique Murray has been a licensed life and health agent for over 19 years, specializing in individual, family, and business group coverage. Her history within the corporate industry and private firms led her to be recognized as Rookie of the Year, Outstanding Team Director, and Most Appreciated in Client Benefits. Her experience as an office administrator, executive assistant, and marketing coordinator allows her to thrive in a busy environment while being a source of positivity and providing excellent client care. A Southern Californian native raised in Belmont Shore and now a homeowner in Huntington Beach, her client base ranges from Orange County to LA and beyond. In her free time, she enjoys the beach, yoga, swimming, paddleboarding, hiking, riding her horse, relaxing at her family river home, and traveling with her husband, their daughter and Labrador. She also values giving back to the community through past years of volunteerism with organizations such as the Therapeutic Riding Center of Huntington Beach for children with disabilities and the Wounded Warrior Project, as well as conservation programs with the Aquarium of the Pacific. 

Angelique's main objective is to assist with risk management by protecting her client's hard-earned money and preparing for retirement. Having personally been the executor for her family and aiding countless clients in the claims process, she deeply understands the need for wealth preservation and shielding family assets.

California Insurance License number 0F09184

Daphne Brewer is a seasoned insurance agent with over a decade of experience in the industry. She takes great pride in providing her clients with the best coverage and peace of mind. Daphne understands that insurance can be confusing and overwhelming, so she takes the time to listen to her clients' needs and tailor her recommendations to their situations.

Daphne specializes in various insurance products, including life, disability, long-term care, health, and business insurance. She works with clients of all ages and stages of life, from newlyweds to retirees. She has helped many families protect their financial futures.

Daphne is committed to providing exceptional customer service and building long-term client relationships. She believes that the key to success is treating people how she would want to be treated, with honesty, integrity, and empathy. Daphne is always available to answer questions, address concerns, and support her clients whenever they need it.

When she's not helping clients, Daphne enjoys spending time with her family, hiking, walking her dogs on the beach, and volunteering in her community. She is an active member of several local organizations and always looks for ways to give back.

California Insurance License number 0I05742